$75K – $5M SFR Home Builder Project Financing is Available!
Builders Commercial Capital Group (BCCG) is launching an “in-house” construction loan program (For 9/1/2025) exclusively for homebuilders who seek to acquire vacant lots and construct single-family homes that can be sold at a profit upon completion.
We provide funding obtained from private investors instead of banks, so our loan program is driven primarily by the profit margin between the builder’s cost to build and the highest price that the newly built home can be sold for upon completion.
LOAN PROGRAM BENEFITS:
- From $75K up to $2.5M per Project*
- Up to 98% Max LTC (the builder must contribute 2% of the project budget)
- 85% Max LTV
- Fixed rates (due-on-sale) between 9.5% – 11.5%.
- Interim Interest Rates (during the construction) between 4.5% – 5.25%
- Up to 85% Max CLTV
- Non-Recourse.
- All credit grades are considered.
- Interest-only payments until the home is sold.
- No restrictions on simultaneous projects.
- Can be pre-engineered, modular, spec, production, and model homes.
- Works for qualified “Fix and Flip” projects too.
- Subject to approved appraisal guidelines, the loan funds may cover as much as 100% of the total project budget, which encompasses the lot acquisition, site and foundation work, vertical construction, mechanical systems, appliances, finishing packages, and staging or furnishing for model homes.
- Allows builders to set up finished/furnished model home inventory for sales agents and brokers to generate presales for future/larger single-lot buildouts, SFR subdivisions, clusters, and planned communities.
APPROVAL/DUE DILIGENCE REQUIREMENTS:
- The Borrowing Entity must either be, OR use an experienced, licensed, bonded, insured GC to manage the project.
- A Completed Project Financing Application
- A Copy of the Approved Building Permit
- A Copy of the Approved Plans
- Labor and Materials Estimate
- Draw/Disbursement Schedule
- Purchase Contract (or a copy of deed) for the vacant lot,
- A “clear” title report on the site/subject property.
- The Borrowing Entity must use a local licensed real estate or broker to list and sell the home(s) upon completion.
Call: 1-800-716-7380, email the project finance at [email protected], or book a meeting with a member of the project finance team at https://calendly.com/Finncing-BCCG/30min